Terms of Service | The Mono Hub

1. Introduction
Welcome to The Mono Hub ("we," "us," "our"). These Terms of Service ("Terms") govern your access to and use of our website, educational content, community, and any services provided through The Mono Hub (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, you should not use our Services.

2. Educational Purpose Only
The Mono Hub provides educational content only. We are not financial advisors and do not provide investment, tax, legal, or financial advice. Any information provided through our courses, webinars, materials, or community discussions is for informational purposes only and should not be considered investment advice.

By using our Services, you acknowledge that:

All trading involves risk, and you may lose all of your invested capital.
Past performance does not guarantee future results.
We do not make promises or guarantees regarding financial success.
You are solely responsible for your trading decisions.
If you require financial advice, you should consult a qualified financial professional regulated by the UK Financial Conduct Authority (FCA).

3. Eligibility & Account Use
To use our Services, you must:

Be at least 18 years old.
Have the legal capacity to enter into this agreement.
Use our Services for personal, non-commercial educational purposes.
You agree not to:

Share, distribute, or resell your account credentials or course materials.
Engage in any activity that violates UK law or infringes upon others' rights.
Use our Services to promote scams, investment schemes, or financial advice.
We reserve the right to suspend or terminate accounts that violate these Terms.

4. Payments & Refund Policy
4.1 Payments
All payments for access to The Mono Hub Services must be made in full at the time of purchase. We accept payment through our designated payment providers.

4.2 Refunds
We offer a three-day refund policy under the following conditions:

The refund request must be made within three (3) days of purchase.
Refunds will be processed within 5-10 business days after approval.
No refunds will be granted after three days, and we do not provide refunds based on trading results or personal financial situations.

5. Intellectual Property
All content, including but not limited to text, videos, graphics, and other materials provided through The Mono Hub, is the intellectual property of The Mono Hub and is protected by copyright and trademark laws.

You may not:

Copy, reproduce, modify, distribute, or create derivative works from our content.
Share, resell, or publicly display any material from The Mono Hub without prior written consent.
Use our branding, logos, or content for commercial purposes without permission.
Violation of this section may result in legal action.

6. Limitation of Liability
To the fullest extent permitted by law, The Mono Hub shall not be liable for:

Any losses or damages resulting from your reliance on our educational content.
Any trading losses incurred while using our Services.
Any technical issues, service interruptions, or delays beyond our control.
By using The Mono Hub, you agree that you are responsible for your own trading decisions and accept full risk for any financial outcomes.

7. Changes to These Terms
We reserve the right to update or modify these Terms at any time. Any changes will be posted on our website, and continued use of our Services constitutes acceptance of the revised Terms.

8. Governing Law
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Contact Information
For any questions or concerns regarding these Terms, please contact us at:
📧 info@themonohub.com